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One who doesn't believe in HaShem, God forbid, would of course not reach out to HaShem about anything. One who is privileged to be able to know the truth and believe in HaShem and know that He can help me and I have the opportunity to talk to Him about anything and everything, which would be a greater effort than doing anything else, much of the time does go ahead and talk to HaShem about my needs. 

Sometimes however, even with Emunah, we view HaShem as a vending machine, meaning just like if I go to the machine and I would like a Coke, I give it instructions and I expect the Coke bottle to come out of the vending machine. Sometimes our approach towards HaShem is, "I know you are there and that you can help me and therefore I am talking to you and expect you to give me what I need or want." Although one is talking to HaShem, which is certainly a commendable act, nevertheless, this is certainly a mistaken approach to see HaShem as our servant or vending machine, serving us in the way we would like. 

We need to internalize the verse from Divrei Hayamim that we've been discussing, which teaches us the true perspective, that HaShem does not owe us anything. In fact, everything in the world that HaShem gives us is not due to us. We don't deserve it, but rather HaShem decided to give it to us as a gift. When one is led to believe that the blessings HaShem sends them are just some form of payment or duty like a servant would do for his master, as opposed to the correct approach where one understands that HaShem owes me absolutely nothing and everything is a gift, depending on which approach one is living with will make a big difference in how one goes about many areas of their life.

Let's say I have a certain amount of money, and yes, I do believe in HaShem and His mitzvahs, and therefore if He commanded me that it's a mitzvah to give charity, my belief is strong enough to know to go ahead and make my maximum endeavor to give charity. However, how much tzedakah I will choose to give will depend on which perspective one is living with. If I believe that the money is really mine, and any money I am giving towards charity is my gift towards HaShem, then whatever I give, even if it's a minimal amount, not on par with the financial situation that HaShem has blessed me with, but a lower amount of charity than He would have expected me to give, if I believe that the money that I have does come from HaShem, because my emunah teaches me that, but at the same time I kind of feel like He owes me that money, then my approach might be to give a minimal amount of money to tzedakah, to charity, not congruent with my financial situation that HaShem has blessed me, and within the expectation of what He would expect me to give. Because any amount that I give, even a minimal, small amount, I feel like I've done a favor for HaShem from the start, because this is my money, and I'm doing something for Him. 

Whereas if I have the correct perspective, and I realize that every single cent in my bank account is a gift from HaShem, nothing that He owes me, so now I actually owe Him all the money back, because it's a gift that He gave me, so when I am trying to decide how much money to part with, to give away to charity, if my perspective is that this is a gift from HaShem, I certainly will be motivated to try my best to fulfill HaShem's mitzvah in the best way possible, within my maximum capacity, and give the best amount that I can, because ideally I should actually give everything back, at least I should give back my maximum that I can. 

And similarly, when I do give charity, one who's living with the wrong perspective might feel anxious about having given one's own money away, whereas with the correct perspective, one will actually feel better by having given money to charity, because one always feels indebted to someone who has given you a gift, and if we internalize that this is HaShem's gift to us, so anything we are actually giving back will make us feel happy, fulfilled, and good that we are doing our best to give back to HaShem.